simpler & clearer
Give your children a great start in life, and help them achieve their dreams.
Our Junior ISA is a savings initiative designed to allow adults to save on behalf of a child, and is available to those without a Child Trust Fund. A lump sum pay-out when they reach 18 can open up a range of opportunities from helping with university fees, a gap year, or a car.
Unlike some other providers, we don’t bury our fees deep within the fine print, only to surprise you with charges when you make any changes or try to leave.
Professionally Managed by Schroders
Your Junior ISA will be invested in our Forester Life Stakeholder Managed Funds, which is actively managed by the expert fund managers at Schroders.
Schroders is an independent, dedicated asset manager with a strong heritage. It is one of the largest investment firms in Europe and has over 200 years’ experience of investment markets.
The graph below shows how your Junior ISA would grow if you transferred an account with the value of £3,600 to our Foresters Stakeholder (Schroders) Managed 1 Fund for five years from September 2011, which has a 1.5% annual management charge.
Past performance of an investment should not be used as an indicator to future performance.
Clear, simple savings with a Forester Life Junior ISA
Our Junior ISA is designed to be a straightforward and flexible way to invest for your child’s future. Not only do we offer you our experience, financial strength and reliability, we also offer the expertise of Schroders – one of the world’s leading independent investment managers.
Your savings will be balanced between stocks and shares and fixed interest holdings by the experienced fund management team at Schroders, giving the potential for a good balanced return. Don’t forget that the value can fall as well as rise. So, whether you want to transfer your existing Junior ISA, set up a new one or even transfer a Child Trust Fund to us, we could be the choice for you.
The account can be managed online, and you, your family and friends can all contribute at any time. We can also automatically increase the amount of your regular savings each year, to help you keep your savings in line with inflation. What’s more, if your child doesn’t need the money when they reach 18, the plan will automatically roll over into an Adult ISA.
Features of our Junior ISA:
- Easy to set up and manage online
- Professionally managed for you by Schroders
- Save as little as £10 a month
- Invest up to £4,080 each tax year
- Clear, low capped charges
Key Features of our Junior Individual Savings Account (Junior ISA)
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Terms & Conditions
Terms & Conditions of our Junior Individual Savings Account (Junior ISA)
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About Foresters Financial
We believe in doing more for you, your family and your community
Forester Life is part of Foresters Financial, an international financial services organisation, which has a history of operating for over 140 years. We are responsible for funds under management of over £3.8bn in the UK and over £26.5bn across the whole organisation.
We share our financial strength with more than three million customers across the United Kingdom, Canada and the United States. Safeguarding their interests is at the heart of what we do. We invest time and money in ways we can work together to make a difference.
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0333 600 0333
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